Saturday, 14 December 2013

Insurance Scheme for Anganwadi Workers

Smt. Krishna Tirath, Minister for Women and Child Development
The Government launched the Anganwadi Karyakartri Bima Yojana w.e.f  01-04-2004 in association with the Life Insurance Corporation of India as a welfare measure for the benefit of Anganwadi Workers and Helpers. 

 The Scheme is operated through the Social Security Group Scheme of LIC.  The salient features of the AnganwadiKaryakartri Bima Yojana are as under:-

i)              The Scheme is applicable to all AWWs and Helpers in the age group of 18-59 years;
ii)   The premium under the Scheme is Rs.280/- per annum per member. The breakup is as  under:

ü  Rs.100/- from Social Security Fund of LIC
ü  Rs.100/- by the Government of India
ü  Rs.80/- by the Anganwadi Worker/ Helper (additional for male critical illness of the insured member).  The premium of Rs.80/- payable by these workers towards critical illness has been waived off till 31-03-2015.

 iii)     The Scheme provides the following benefits:-

ü  Natural Death    Rs.30,000/-
ü  Accident benefit:

Ø  Death/ Total permanent disability  Rs.75000
Ø  Partial Permanent disability           Rs.37500

ü  Female Critical Illness (FCI) Benefits: An amount of Rs.20,000/- is payable on the diagnosis of invasive cancers (malignant tumour) manifest in the following organs (subject to proof of affliction satisfactory to Corporation).

Ø  Breast
Ø  Cervix Uteri
Ø  Corpus Uteri
Ø  Ovaries
Ø  Fallopian Tubes
Ø  Vina/Vulva

ü  Shiksha Sahayog

A free add-on scholarship benefit is available for the children of AWWs and AWHs.  Scholarship of Rs.300/- per quarter for students 9th to 12 Standard (including ITI courses) is available but it is limited to two children per family.

Presently, all AWWs and AWHs are covered for all benefits under the Scheme. 

This was stated by Smt. Krishna Tirath, Minister for Women and Child Development, in a written reply to the Lok Sabha.

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